信用卡最新版圖：中國信託拿下「三冠王」，國泰世華痛失「發卡王、刷卡王」寶座

Techbang.com - 9. února 2024

信用卡最新版圖：中國信託拿下「三冠王」，國泰世華痛失「發卡王、刷卡王」寶座

2023年信用卡戰況出爐！不論是從流通卡數、簽帳金額等關鍵數據，都出現排名大洗牌的情形，發卡銀行經營一張「神卡」，就能得消費天下。還有什麼趨勢？2023年整體信用卡戰況出爐。全年消費金額刷破4.1兆元，續創新高，遠遠超過2022年的3.49兆元，增加17.5%的幅度。其中，前五大發卡銀行就刷破2.9兆元，且各自有雙位數年成長，銀行業者認為，有這樣的成長規模，主要是因為民眾在後疫情時代已經養成「非現金交易」的習慣，加上電子支付逐步攀升的滲透率，推估未來刷卡金額將會愈來愈高。觀察各家發卡銀行在信用卡市場的布局規模，…

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